I want to repent.. but why should I?

I Want to Repent but....why should I?

Introduction 

• Allah (swt) gives us the success to repent and He is the One accepts the repentance.
  
•  We have to think about our akhirah and what has He kept for the pious people and what has He
  kept for those who do not repent, may Allah (swt) protect us. Ameen.
  
  
  
  
•  A man said I believe in Allah (swt) and the Last Day, but one thing are my temptations, I am weak. So
  the he was told, if you want to sin, then don’t eat from the rizq Allah has provided you, he said I can’t do that, everything is from Allah (swt). Then he said if you want to sin, don’t be on a land that belongs to Allah (swt), then he said it is not possible, every place belongs to Allah (swt). Then he was told, if you want to sin, then do it in a place where Allah (swt) cannot see you. So then the man said Allah (swt) knows the secrets and what is more hidden, how can I sin? Then he told if the angel of death comes to you, then tell him to wait, and he said the angel of death comes when the time comes and will not delay or postpone. Allah (swt) made some angels with no mercy in their hearts, they are called ‘az zabaniah’ – they are the angels of punishment.
  
•  We have to remember that in the end we will all die, and our families will forget us and move on, even the most beloved, if you ask them to enter the grave with you, would they do it? No, subhan Allah.
  
•  We have to remember that Allah (swt) loves those who repent to Him. 
  
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• What takes you away from Allah (swt)?
   Temptations: your desire is above the obedience of Allah (swt).  Doubts: doubts in the religion
   Anger: one has anger against others. 

Reminders to repent

§  There was a story of a lady that could not be carried to be placed into the grave, finally when they took it the grave, the body fell and still didn’t reach the grave. Whenever they turned the face to the qibla, it would turn the other way. The sheikh wanted to know from the boy why this was happening to his mother, and he didn’t tell him. Then the boy came back, and he had changed and repented. He said my mother was a good woman, but she didn’t pray or she would delay her prayer. It is said that those who delibarely not pray, should not even buried in the Muslim graveyard. We ask Allah (swt) for the good end. Ameen.

§  There are those who sin and people look down on them, little do they know of the guilt in their heart, and there are those who are worshiping night and day, but they have arrogance in their heart as if they are better than the rest. Little do you know who will have the good end, subhan Allah.

You are alone on the Day of Judgment

§  No one can save you but yourself, don’t wait for a miracle – not your parents, not your friends – even if you go to your parents for one deed to be saved, they will not give it you, subhan Allah.

§  You are responsible for whatever you do.

§  Hadith: (وعن أنس رضي الله عنه قال‏:‏ سمعت رسول الله صلى الله عليه وسلم يقول‏:‏ “قال الله تعالى‏:‏ يا ابن آدم إنك ما دعوتني ورجوتني غفرت لك ما كان منك ولا أبالي، يا ابن آدم لو بلغت ذنوبك عنان السماء، ثم استغفرتني ، غفرت لك ولا أبالي، يا ابن آدم إنك لو أتيتني بقراب الأرض خطايا، ثم لقيتني لا تشرك بي شيئاً، لأتيتك بقرابها مغفرة‏"‏ ‏) (Anas (May Allah be pleased with him) said:  I heard the Messenger of Allah (ﷺ) saying, "Allah, the Exalted, has said: 'O son of Adam! I shall go on forgiving you so long as you pray to Me and aspire for My forgiveness whatever may be your sins. O son of Adam! I do not care even if your sins should pile up to the sky and should you beg pardon of Me, I would forgive you. O son of Adam! If you come to Me with an earthful of sins and meet Me, not associating anything with Me in worship, I will certainly grant you as much pardon as will fill the earth."') – At Tirmidhi Book 20, Hadith 1878

§  Hadith: (Abu Dharr (May Allah be pleased with him) said: The Prophet (PBUH) said, "Allah, the Exalted, and Glorious, said; 'O My slaves, I have prohibited Myself injustice; and have made oppression unlawful for you, so do not oppress one another. O My slaves, all of you are liable to err except the one whom I guide on the Right Path, so seek guidance from Me so that I will guide you to the Right Path. O My slaves, all of you are hungry except the one whom I feed, so ask food from Me, I will feed you. O My slaves, all of you are naked except those whom I clothe, so ask clothing of Me and I shall clothe you. O My slaves, you commit sins night and day and I forgive all sins, so seek My forgiveness and I shall forgive you. O My slaves, you can neither do Me any harm nor can you do Me any good. O My slaves, were the first of you and the last of you, the human of you and jinn of you to be as pious as the most pious heart of any man of you, that would not increase My domain a thing. O My slaves, were the first of you, and the last of you, the human of you and the jinn of you to be as wicked as the most wicked heart of any man of you, that would not decrease My domain in a thing. O My slaves, were the first of you and the last of you, the human of you and the jinn of you to stand in one place and make a request of Me, and were I to give everyone what he requested, that would not decrease what I have, any more than a needle decrease the sea if put into it. O My slaves, it is but your deeds that I reckon for you and then recompense you for, so let him who finds good (i.e., in the Hereafter) praise Allah and let him who finds other than that blame no one but himself."') – Sahih Muslim 2577

What is Repentance?

§ Meaning of tawbah: to leave the sin because of its ugliness. Regret for what you have done, and return the rights to the people.

§  The ruling of repentance is that it is compulsory: Repent purely with sincerity.

§  Conditions of repentance (Sh. Ibn Uthaymeen):

·       Ikhlas, sincerity, repent only for Allah (swt)

·       Regret: can’t just leave it because of something else

·       Stop immediately: for example someone who is eating from gold and silver plates, they immediately get rid of their plates

·       Determination to not return to the sin

·       To repent when time is acceptable: two times when repentance will not count: when the soul reaches the throat, and when the sun rises from the west.

What are the qualities of those who repent?

§  Surah At Tawbah 112: (ٱلتَّـٰٓٮِٕبُونَ ٱلۡعَـٰبِدُونَ ٱلۡحَـٰمِدُونَ ٱلسَّـٰٓٮِٕحُونَ ٱلرَّٲڪِعُونَ ٱلسَّـٰجِدُونَ ٱلۡأَمِرُونَ بِٱلۡمَعۡرُوفِ وَٱلنَّاهُونَ عَنِ ٱلۡمُنڪَرِ وَٱلۡحَـٰفِظُونَ لِحُدُودِ ٱللَّهِ‌ۗ وَبَشِّرِ ٱلۡمُؤۡمِنِينَ) ((The believers whose lives Allâh has purchased are) those who turn to Allâh in repentance (from polytheism and hypocrisy, etc.), who worship (Him), who praise (Him), who fast (or go out in Allâhs Cause), who bow down (in prayer), who prostrate themselves (in prayer), who enjoin (on people) Al-Marûf (i.e. Islâmic Monotheism and all what Islâm has ordained) and forbid (people) from Al-Munkar (i.e. disbelief, polytheism of all kinds and all that Islâm has forbidden), and who observe the limits set by Allâh (do all that Allâh has ordained and abstain from all kinds of sins and evil deeds which Allâh has forbidden). And give glad tidings to the believers)

· They repented, they worshipped Allah, they praise Allah (swt), those who travel or fast, those who bow and prostrate to Allah (swt) – it is not only by the limbs, but by the hearts.  – so this part they are doing good to themselves.

·       They call people to what is right in the Quran and the Sunnah and those who forbid others from doing disobedience – this part they are good to others.

·       They observe the limits set by Allah (swt)

·       Give the glad tidings to the believers, and it shows you that the door to all of this is repentance, subhan Allah.

§  Surah An Noor 31: (وَتُوبُوٓاْ إِلَى ٱللَّهِ جَمِيعًا أَيُّهَ ٱلۡمُؤۡمِنُونَ لَعَلَّكُمۡ تُفۡلِحُونَ) (And all of you beg Allâh to forgive you all, O believers, that you may be successful)

§  We start with repentance and it is a continuous project in our life. We should only repent to Allah (swt). Allah (swt) has linked success to repentance – if you want success in this life, then repent, if you want success in the hereafter, then repent.

Aim of the shaitan is to make one disbelieve

§  The shaitan wants to reach to a person’s yaqeen, certainty and firm belief, but he can’t do it straight away, so he begins with destroying his manners, then he starts to make him do less voluntaries, then stop the obligations, then he starts to do things for riya’a, not sincerely to Allah (swt), until finally the firm belief is broken.

§  But remember that Allah (swt) will still accept the repentance, subhan Allah. So hasten to the repentance.

§  There was a man who asked his children to burn his body after he died, then Allah (swt) asked him why did you do this, he said because I was afraid to meet You with my sins. Of course keep in mind we are not allowed to burn our bodies.  

§  There was a lady who had to do ghusl for another lady, and then she said she refused to wash her because she said she is not dead. She said call for a doctor and the doctor said she is dead. Then they asked her what was happening, she said when she tried to wash her, her hands would move down to the wood. Then she went to her daughters and asked them to wash her, and they said they can’t. So then she asked them what was their mother doing that is causing this? They said why are you asking us, you are trying to make fitna. She said no, I need to know so that we can find a solution for this and for it to be a lesson for all. They said she prayed every prayer and paid her zakat, but she would gossip to the point that she made fitna between her own family, may Allah (swt) protect us. Ameen.

Allah is pleased with the repentance of a servant

§  Hadith: (Anas b. Malik reported that Allah's Messenger (may peace be upon him) said:Allah is more pleased with the repentance of a servant as he turns towards Him for repentance than this that one amongst you is upon the camel in a waterless desert and there is upon (that camel) his provision of food and drink also and it is lost by him, and he having lost all hope (to get tbat) lies down in the shadow and is disappointed about his camel and there he finds that camel standing before him. He takes hold of his nosestring and then out of boundless joy says: 0 Lord, Thou art my servant and I am Thine Lord. He commits this mistake out of extreme delight) – Sahih Muslim Book 37, Hadith 6618

§  Surah Al Baqarah 222: (إِنَّ ٱللَّهَ يُحِبُّ ٱلتَّوَّٲبِينَ وَيُحِبُّ ٱلۡمُتَطَهِّرِينَ) (Truly, Allâh loves those who turn unto Him in repentance and loves those who purify themselves).

Repentance is kind of  worship

§  Why? Because Allah (swt) loves it, and when Allah (swt) loves something and we do it, then it is a worship.

§  Those who repent to Allah (swt) are in a state of humbleness, Allah (swt) gives many blessings to those who repent.

§  Replace sins into good deed: Surah Al Furqan 70: (إِلَّا مَن تَابَ وَءَامَنَ وَعَمِلَ عَمَلاً۬ صَـٰلِحً۬ا فَأُوْلَـٰٓٮِٕكَ يُبَدِّلُ ٱللَّهُ سَيِّـَٔاتِهِمۡ حَسَنَـٰتٍ۬‌ۗ وَكَانَ ٱللَّهُ غَفُورً۬ا رَّحِيمً۬ا) (Except those who repent and believe (in Islâmic Monotheism), and do righteous deeds, for those, Allâh will change their sins into good deeds, and Allâh is Oft-Forgiving, Most Merciful)

§  You can’t just say I repent and that’s it, there has to be action behind it, people who repent change how they used to lived their life, how they would wake up, they change their friends.

§  Expiation of sins, enter paradise, no disgrace on Day of Judgement. Surah At Tahreem 8: (يَـٰٓأَيُّہَا ٱلَّذِينَ ءَامَنُواْ تُوبُوٓاْ إِلَى ٱللَّهِ تَوۡبَةً۬ نَّصُوحًا عَسَىٰ رَبُّكُمۡ أَن يُكَفِّرَ عَنكُمۡ سَيِّـَٔاتِكُمۡ وَيُدۡخِلَڪُمۡ جَنَّـٰتٍ۬ تَجۡرِى مِن تَحۡتِهَا ٱلۡأَنۡهَـٰرُ يَوۡمَ لَا يُخۡزِى ٱللَّهُ ٱلنَّبِىَّ وَٱلَّذِينَ ءَامَنُواْ مَعَهُ ۥ‌ۖ نُورُهُمۡ يَسۡعَىٰ بَيۡنَ أَيۡدِيہِمۡ وَبِأَيۡمَـٰنِہِمۡ يَقُولُونَ رَبَّنَآ أَتۡمِمۡ لَنَا نُورَنَا وَٱغۡفِرۡ لَنَآ‌ۖ إِنَّكَ عَلَىٰ ڪُلِّ شَىۡءٍ۬ قَدِيرٌ۬) (O you who believe! Turn to Allâh with sincere repentance! It may be that your Lord will expaite from you your sins, and admit you into Gardens under which rivers flow (Paradise) the Day that Allâh will not disgrace the Prophet (Muhammad SAW) and those who believe with him, Their Light will run forward before them and (with their Records — Books of deeds) in their right hands They will say: "Our Lord! Keep perfect our Light for us [and do not put it off till we cross over the Sirât (a slippery bridge over the Hell) safely] and grant us forgiveness. Verily, You are Able to do all things)

· The secret of acceptance of repentance is ikhlas, sincerity.

§  Wronging ourselves warrants punishment. Surah Al Ankaboot 40: (أَخَذۡنَا بِذَنۢبِهِۦ‌ۖ فَمِنۡهُم مَّنۡ أَرۡسَلۡنَا عَلَيۡهِ حَاصِبً۬ا وَمِنۡهُم مَّنۡ أَخَذَتۡهُ ٱلصَّيۡحَةُ وَمِنۡهُم مَّنۡ خَسَفۡنَا بِهِ ٱلۡأَرۡضَ وَمِنۡهُم مَّنۡ أَغۡرَقۡنَا‌ۚ وَمَا ڪَانَ ٱللَّهُ لِيَظۡلِمَهُمۡ وَلَـٰكِن ڪَانُوٓاْ أَنفُسَهُمۡ يَظۡلِمُونَ) (So We punished each (of them) for his sins, of them were some on whom We sent Hâsib (a violent wind with shower of stones) [as on the people of Lut (Lot)], and of them were some who were overtaken by As¬Saihah [torment - awful cry, (as Thamûd or Shu'aib's people)], and of them were some whom We caused the earth to swallow [as Qârûn (Korah)], and of them were some whom We drowned [as the people of Nûh (Noah), or Fir'aun (Pharaoh) and his people]. It was not Allâh Who wronged them, but they wronged themselves)

· We should not be proud of our actions, we are doing so much wrong and Allah (swt) is concealing it for us. Don’t expose your bad deeds, don’t make others bear witness against you on the Day of Judgment. 

§  Allah (swt) forgives all sins. Surah Az Zumar 53: (قُلۡ يَـٰعِبَادِىَ ٱلَّذِينَ أَسۡرَفُواْ عَلَىٰٓ أَنفُسِهِمۡ لَا تَقۡنَطُواْ مِن رَّحۡمَةِ ٱللَّهِ‌ۚ إِنَّ ٱللَّهَ يَغۡفِرُ ٱلذُّنُوبَ جَمِيعًا‌ۚ إِنَّهُ ۥ هُوَ ٱلۡغَفُورُ ٱلرَّحِيمُ) (Say: "O 'Ibâdî (My slaves) who have transgressed against themselves (by committing evil deeds and sins)! Despair not of the Mercy of Allâh, verily Allâh forgives all sins. Truly, He is Oft-Forgiving, Most Merciful)

·       People might say I have sinned so much, can I still be forgiven? Yes. If you despair from the mercy of Allah (swt) then that is a sin actually, subhan Allah.

§  No repentance at time of death. Surah An Nisa’a 18: (وَلَيۡسَتِ ٱلتَّوۡبَةُ لِلَّذِينَ يَعۡمَلُونَ ٱلسَّيِّـَٔاتِ حَتَّىٰٓ إِذَا حَضَرَ أَحَدَهُمُ ٱلۡمَوۡتُ قَالَ إِنِّى تُبۡتُ ٱلۡـَٔـٰنَ وَلَا ٱلَّذِينَ يَمُوتُونَ وَهُمۡ ڪُفَّارٌ‌ۚ أُوْلَـٰٓٮِٕكَ أَعۡتَدۡنَا لَهُمۡ عَذَابًا أَلِيمً۬ا) (And of no effect is the repentance of those who continue to do evil deeds until death faces one of them and he says: "Now I repent;" nor of those who die while they are disbelievers. For them We have prepared a painful torment)

· The repentance is not accepted of the one who repents at the time of death. There was a man who was reaching death, and he started talking about useless things, movies, etc. The people around him were saying to remember Allah (swt), so the man got fed up, and he said give me the Quran, so they were happy thinking he was going to do something good, then he said I disbelieve in this, pointing to the Quran. And then he died in this state.  Allah (swt) will expose the person at the time of death, subhan Allah. May Allah (swt) grant us the good end. Ameen.

§  Increase in rain, provision, children. Surah Nuh 10-12: (فَقُلۡتُ ٱسۡتَغۡفِرُواْ رَبَّكُمۡ إِنَّهُ ۥ كَانَ غَفَّارً۬ا (١٠) يُرۡسِلِ ٱلسَّمَآءَ عَلَيۡكُم مِّدۡرَارً۬ا (١١) وَيُمۡدِدۡكُم بِأَمۡوَٲلٍ۬ وَبَنِينَ وَيَجۡعَل لَّكُمۡ جَنَّـٰتٍ۬ وَيَجۡعَل لَّكُمۡ أَنۡہَـٰرً۬ا (١٢)) (I said (to them): 'Ask forgiveness from your Lord; Verily, He is Oft-Forgiving; (10) 'He will send rain to you in abundance; (11) 'And give you increase in wealth and children, and bestow on you gardens and bestow on you rivers.' " (12))

§  There was a lady whose husband died and she had five children, she felt like her life had stopped and had no money to raise her children. Until one day, she heard a sheikh saying make repentance and Allah (swt) will increase your provision. She started doing istighfar and taught her children to do istighfar. Then she found out their husband had left property that was hold for a high price, subhan Allah.  

§  Dua’a: Surah Al Ahqaf 15: (وَوَصَّيۡنَا ٱلۡإِنسَـٰنَ بِوَٲلِدَيۡهِ إِحۡسَـٰنًا‌ۖ حَمَلَتۡهُ أُمُّهُ ۥ كُرۡهً۬ا وَوَضَعَتۡهُ كُرۡهً۬ا‌ۖ وَحَمۡلُهُ ۥ وَفِصَـٰلُهُ ۥ ثَلَـٰثُونَ شَہۡرًا‌ۚ حَتَّىٰٓ إِذَا بَلَغَ أَشُدَّهُ ۥ وَبَلَغَ أَرۡبَعِينَ سَنَةً۬ قَالَ رَبِّ أَوۡزِعۡنِىٓ أَنۡ أَشۡكُرَ نِعۡمَتَكَ ٱلَّتِىٓ أَنۡعَمۡتَ عَلَىَّ وَعَلَىٰ وَٲلِدَىَّ وَأَنۡ أَعۡمَلَ صَـٰلِحً۬ا تَرۡضَٮٰهُ وَأَصۡلِحۡ لِى فِى ذُرِّيَّتِىٓ‌ۖ إِنِّى تُبۡتُ إِلَيۡكَ وَإِنِّى مِنَ ٱلۡمُسۡلِمِينَ) (And We have enjoined on man to be dutiful and kind to his parents. His mother bears him with hardship And she brings him forth with hardship, and the bearing of him, and the weaning of him is thirty months, till when he attains full strength and reaches forty years, he says: "My Lord! Grant me the power and ability that I may be grateful for Your Favour which You have bestowed upon me and upon my parents, and that I may do righteous good deeds, such as please You, and make my off-spring good. Truly, I have turned to You in repentance, and truly, I am one of the Muslims (submitting to Your Will).")

§  Dua’a: Surah An Naml 19: (فَتَبَسَّمَ ضَاحِكً۬ا مِّن قَوۡلِهَا وَقَالَ رَبِّ أَوۡزِعۡنِىٓ أَنۡ أَشۡكُرَ نِعۡمَتَكَ ٱلَّتِىٓ أَنۡعَمۡتَ عَلَىَّ وَعَلَىٰ وَٲلِدَىَّ وَأَنۡ أَعۡمَلَ صَـٰلِحً۬ا تَرۡضَٮٰهُ وَأَدۡخِلۡنِى بِرَحۡمَتِكَ فِى عِبَادِكَ ٱلصَّـٰلِحِينَ) (So he [Sulaimân (Solomon)] smiled, amused at her speech and said: "My Lord! Grant me the power and ability that I may be grateful for Your Favours which You have bestowed on me and on my parents, and that I may do righteous good deeds that will please You, and admit me by Your Mercy among Your righteous slaves.")

سيد الاستغفار

§  Dua’a: Master of All Istighfar Dua’as: if a person reads this in the morning or in the evening and dies, then he enters paradise by the mercy of Allah (swt).

· "‏سيد الإستغفار أن يقول العبد ‏:‏ اللهم أنت ربي، لا إله إلا أنت ، خلقتني وأنا عبدك، وأنا على عهدك ووعدك ما استطعت أعوذ بك من شر ما صنعت أبوء لك بنعمتك علي، وأبوء بذنبي، فاغفر لي فإنه لا يغفر الذنوب إلا أنت، من قالها من النهار موقنا بها، فمات من يومه قبل أن يمسي، فهو من أهل الجنة، ومن قالها من الليل وهو موقن بها فمات قبل أن يصبح، فهو من أهل الجنة

 (The Prophet (PBUH) said, "The best supplication for seeking forgiveness (Syed-ul- Istighfar) is to say: 'Allahumma Anta Rabbi, la ilaha illa Anta, khalaqtani wa ana 'abduka, wa ana 'ala 'ahdika wa wa'dika mastata'tu, a'udhu bika min sharri ma sana'tu, abu'u laka bini'matika 'alayya, wa abu'u bidhanbi faghfir li, fa innahu la yaghfirudh-dhunuba illa Anta. (O Allah! You are my Rubb. There is no true god except You. You have created me, and I am Your slave, and I hold to Your Covenant as far as I can. I seek refuge in You from the evil of what I have done. I acknowledge the favours that You have bestowed upon me, and I confess my sins. Pardon me, for none but You has the power to pardon).' He who supplicates in these terms during the day with firm belief in it and dies on the same day (before the evening), he will be one of the dwellers of Jannah; and if anyone supplicates in these terms during the night with firm belief in it and dies before the morning, he will be one of the dwellers of Jannah.") – Al Bukhari.

This is a blessing from Allah (swt) that only He forgives our sins and we don’t have to humiliate ourselves where we have to confess our sins, which is so embarrassing. 

Affect of Sins

§  The person is deprived from beneficial knowledge, which is the Quran and the Sunnah.

§  There is a depression / loneliness in their hearts

§  Whoever fears Allah (swt), He will create an exit for them.

§  Difficult affairs: they are always complaining

§  One sin opens the door to another sin, it is like a chain. When a person repents, then you are breaking that chain.

§  One man came to Hasan Al Basri and said I cannot wake up for the night prayer, he said it is because of your sins, subhan Allah.

§  Sins are like a poison in the body.

§  The ones who repent are as if they have not done that sin and Allah (swt) changes that sin to good deeds, subhan Allah.

§  We have to do repentance even for our good deeds, for example a prayer without khushu’ is not accepted, so we repent. Or to give charity that is not sincere, we have to repent.

§  If you repent and you slip, get up and repent again.

§  Surah Al Furqan 68:

 (وَٱلَّذِينَ لَا يَدۡعُونَ مَعَ ٱللَّهِ إِلَـٰهًا ءَاخَرَ وَلَا يَقۡتُلُونَ ٱلنَّفۡسَ ٱلَّتِى حَرَّمَ ٱللَّهُ إِلَّا بِٱلۡحَقِّ وَلَا يَزۡنُونَ‌ۚ وَمَن يَفۡعَلۡ ذَٲلِكَ يَلۡقَ أَثَامً۬ا) 
(And those who invoke not any other ilâh (god) along with Allâh, nor kill such person as Allâh has forbidden, except for just cause, nor commit illegal sexual intercourse - and whoever does this shall receive the punishment)

§  The extreme of doubting leads to shirk.

§  The extreme of desires leads to adultery.

§  The extreme of anger leads to murder

§  Hadith: (وعن أبي موسى، رضي الله عنه، عن النبي صلى الله عليه وسلم قال ‏ "‏إن الله تعالى يبسط يده بالليل ليتوب مسئ النهار، ويبسط يده بالنهار ليتوب مسئ الليل حتى تطلع الشمس من مغربها‏) (Abu Musa (May Allah be pleased with him) reported: The Prophet (ﷺ) said, "Allah, the Exalted, stretches His Hand during the night so that those who commit sins by day may repent, and He stretches His Hand in the day so that those who commit sins by night may repent. He keeps doing so until the sun rises from the West".) – Muslim 2759.

What is the difference between repentance and forgiveness?

§  Forgiveness: seek protection from the evil of the past / Repentance: seek protection from the evil of future

§  Forgiveness: leave the sin / Repentance: replace the sin with good

§  Forgiveness: remove harm of sin, fear to return / Repentance: brings benefit, gain protection against harm, fear to slip into wrong.

O Allah,

Forgive our sins,

Relieve us of our worries,

Close-off our debts,

Push away falsehood,

Guide the astray,

Keep firm who is straight,

Cure the sick,

And give wellness to those in hardship